Homebuyers are routinely offered “location, location, location” as the most important thing to consider when purchasing a home. Recent analysis by WAIN Street shows that mortgage investors could also benefit...

In February 2016, about six months after rating a securitization, Moody’s found “faster buildup of delinquencies and charge-offs than expected” in the pool of Prosper loans backing the ABS. Experts...

Much has been written about the death of the FICO credit score.  See Wall Street Journal’s “Silicon Valley: We Don’t Trust FICO Scores” and American Banker’s “Will Fintechs Kill the...

Who’s a better credit risk for a $15K loan?  A person making $80K a year or a person making $35K?  Most of us would prefer the $80K person – makes...