SMB Credit

Money When You Don’t Need It

The irony of small business credit these days comes down to a single frustrating truth: Banks will lend you money if you don’t really need it. Since the 2008 crisis, despite well-meaning efforts from many areas of government, small business lending remains depressed. And the kicker is we still really don’t know why.

Lenders Need Relevant Benchmarks

From Bloomberg Businessweek: What We Don’t Know About Small Business Lending The 2008 crisis has shed some light on many problems with our financial system that have been either hidden or ignored. One of those problems is that we simply don’t have enough information about mid-market and small businesses.