As a start-up in the financial services industry looking to make waves with what we see as a game changing innovation, WAIN Street is perpetually trying to explain to anyone who’ll listen the value proposition of our Business Credit Health Index (BCH Index) and its application to understanding business credit portfolios. And nothing could …
Bloomberg ran a story last week about the price of credit default swaps for Bank of America recently soaring. Referenced in the article was the Markit CDX North America Investment Grade Index “which investors use to hedge against the losses on company debt or to speculate on creditworthiness.” Trying to get a good handle on overall credit …
Magic or Bird… DeNiro or Pacino… Mac or PC What do all these things have in common? Nearly everyone will come down on one side of the debate citing some really compelling reasons; but at the end of the day neither has enough support for a conclusive determination. You can find a lot of Op-Ed …
By providing partial guarantees of billions of dollars in loans to mid-market and small businesses, the SBA is navigating treacherous waters. While fulfilling their mission to support small business growth, there’s always a danger that the SBA safety net allows lenders to excessively gamble on riskier companies exposing themselves to unsafe losses. Recent “Liar Loans” that …
When A.W. Jones pioneered the first ‘hedged’ funds in the 1950’s thus launching an industry that would eventually go on to change the face of finance, he had started with a seemingly simple conceptual notion: Portfolio management is a relative game; gains and losses from a ‘smart’ investment strategy must be understood separately from gains …
From CNBC: Rep. Graves: Small Business Credit is Key To Improving Economy Representative Sam Graves is the Chair of the House Small Business Committee, and not surprisingly he’s concerned about small business and their access to growth credit. His blog (from several months ago) runs through the usual statistics that have been floated the the media …
Inconsistent Banking Rules Hurt Small Businesses Read More »
From DealBook: McGraw-Hill in Talks to Lead Stock Indexes Joint Venture S&P 500 and the Dow Jones Industrial Average are two of the most popular measures of the US economy. Those two indices, along with thousands of others created by the two companies have come to be accepted standards and benchmarks. Because they are accepted there’s …
From Bloomberg Businessweek: What We Don’t Know About Small Business Lending The 2008 crisis has shed some light on many problems with our financial system that have been either hidden or ignored. One of those problems is that we simply don’t have enough information about mid-market and small businesses.
