Six months ago WAIN Street launched the Business Default Index (BDX), the first component of our Business Credit Health Index (BCH Index). At that time we were very encouraged by the initial analysis and results of numerous correlations studies; we were even so bold to suggest the BCH Index was tapping into something fundamental and …
Since our last post on the topic, not much has changed in the debate over small business lending: no one is sure whether it’s lack of supply or lack of demand. The topic is important and we’ll talk more about the continued lack of consensus and how WAIN Street could be helpful to the debate …
Granularity. Specificity. High-resolution. Drill down. Different words, all meaning the same thing: give me more detail; show me the texture; tell me the story within. That is what the WAIN Street Business Credit Health Index (BCH Index) does for managers of mid-market and small business credit portfolios. It gives them an aggregate view of national credit health …
